Rules of Taking Fees
Issue No. 2427- There is no harm or problem in what the Qarz ul-Hasanah Funds (Boxes) usually get as commission and wages for rendering services like, maintaining and keeping the accounts of instalments, and such-likes. However, the obligatory precaution is that this amount should be in appropriate proportion to the services and expenses of the bank. Hence, one cannot take the interest or mark-up in the name of commission or wages for services. Qazul Hasanah Funds cannot lay down a condition for interest while giving a loan. For example, they cannot say that they will give a loan on the condition that the client should pay a work-wage. And if they are taking the wage, it should be something separate from the loan.
