Taking and Delivering must Occure
Issue No.1970- The obligatory precaution is that a mortgage should not take place without delivering the mortgaged property to the creditor. However, in case the mortgage is done in such a way that for example, a house is mortgaged in accordance with a title deed, and then the title deed is given to the creditor so that if necessary, he can take his claim from the proceedings of its sale, though the debtor may be living in that house, there will be no harm in it.