The Conditions of Istita'at for Indebtor
Issue No. 1737- If a person who is indebted, possesses the expenses of ḥajj, but is unable to afford to go to ḥajj by repaying his debts, he is not mustaṭī‘, unless the creditor is not in a hurry, and he is also sure that he will be able to pay his debts later.