Creditor of a Poor Person, Can Adjust the Debt against Zakat
Issue No. 1647- If the one who has to pay zakāt is the creditor of a poor person, he can adjust the debt against zakāt; even if the poor person dies while he is in debt, the creditor can adjust his claim against zakāt. However, if the poor person has left a property which is equal to his debt, one cannot, as an obligatory precaution, adjust the debt against zakāt.